
Licensed Insurance Professional

Multiple Carrier
Options


Serving Families
in 10 States
Personalized
Guidance
Michael J. Garcia, Senior Underwriter and licensed health and life insurance professional at MJG Health & Life Insurance. | NPN #20890128 | Licensed to serve clients in Alabama, Arkansas, Florida, Michigan, North Carolina, New Jersey, Ohio, Pennsylvania, South Dakota and Virginia.

What is Mortgage Protection Insurance?
Mortgage protection insurance is a type of life insurance coverage designed to provide financial protection that can help a family manage mortgage obligations if an insured homeowner dies. Depending on the policy and coverage selected, benefits may provide financial support that can help loved ones remain in the home, manage mortgage payments or address other financial needs.
Michael J. Garcia of MJG Health & Life Insurance helps homeowners compare available mortgage protection options from multiple insurance carriers based on their needs, budget and eligibility.
Why Homeowners Consider Mortgage Protection.
Mortgage Protection can help provide financial support for the people and things that matter the most.

Protect The Mortgage
Help provide financial resources towards
mortgage payments.

Protect Your
Family
Help reduce the financial burden placed on your
loved ones when you're gone.

Protect Your
Equity
Give your family more flexibility when deciding
what to do with the home.

Protect Your
Future
Create another layer of
protection when the unexpected happens.

Getting Started is Simple.
Michael will guide you through the process and help you compare options.



Tell Us About Your Needs.
Answer a few basic questions about yourself and
the coverage you are considering.
Compare Available Options.
Michael can help review options from multiple
insurance carriers.
Choose What Works for Your Family.
Review Coverage, Cost and Policy Terms
before deciding what fits your needs.
Meet Michael J. Garcia
Real Advice. Real Answers. Personal Service.
Michael J. Garcia, Senior Underwriter and licensed health and life insurance professional at
MJG Health & Life Insurance, helps individuals and families understand their coverage options and protect what they’ve worked hard to build.
Michael takes a personal approach to insurance—starting with each client’s needs, financial priorities and concerns before helping them compare available solutions from multiple insurance carriers.
His areas of focus include mortgage protection, equity protection, term life, whole life and final expense insurance, as well as health, dental and vision coverage.
For Michael, the relationship doesn’t end when a policy is issued. He remains available to answer questions, address concerns and help clients understand their coverage as their needs evolve.
Real Advice. Real Answers. Personal Service.

Senior Underwriter • NPN #20890128 • Licensed in 10 States
Licensed to serve clients in Alabama, Arkansas, Florida, Michigan, North Carolina, New Jersey, Ohio, Pennsylvania, South Dakota and Virginia.

Protecting Your Home, Health & Loved Ones Starts with a Conversation.
Whether you're looking to protect your home, family, income, health, or financial future, Michael can help you explore insurance options based on your needs, priorities, and budget.
From mortgage protection and life insurance to final expense, equity protection, health, dental, and vision coverage, start with a conversation and find out what options may be available to you.
Mortgage Protection

Help provide financial protection for your family and the home they depend on if the unexpected happens.
Insurance needs change as life changes. In addition to mortgage protection, Michael J. Garcia helps individuals and families explore life, health, and financial protection options from multiple insurance carriers. Coverage recommendations are based on your needs, priorities, budget, eligibility, and available products.
Not sure what type of coverage you need?
You don't have to figure it out alone. Talk with Michael about what you're looking to
protect and explore available insurance options that fit your needs.
More Ways MJG Can Help Protect
What Matters Most
Equity Protection
Coverage options designed to provide financial breathing room and help families protect the equity they've worked to build in their home.

Life insurance coverage for a specified period that can help replace income and support expenses such as housing, everyday living costs, and education.

Term Life
Insurance
Whole Life
Insurance
Permanent life insurance that can provide lifelong coverage, predictable premiums, and potential cash-value accumulation, subject to policy terms.

Final Expense
Insurance
Coverage designed to help loved ones manage funeral, burial, and other final expenses without placing the entire financial burden on the family.

Health, Dental
& Vision

Explore health insurance solutions, including dental and vision options, based on individual or family needs, eligibility, and budget.
NPN #20890128 • Licensed in 10 States
Licensed to serve clients in Alabama, Arkansas, Florida, Michigan, North Carolina, New Jersey, Ohio, Pennsylvania, South Dakota and Virginia.
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